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YOUR CHOICE FOR GLOBAL TRADE PAYMENT

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Trusted partners

Secure and stable

Experience top-tier security with our platform. We strictly adhere to applicable regulations and best compliance practices — no more account freezes! Your funds, transactions and data are safeguarded with leading industry standards, reinforced by AI-driven risk management.

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Lightning fast send and receive

Enjoy instant payments between XTransfer accounts as well as swift global transfers and reporting to meet currency regulatory requirements. Our services are accessible 24/7, even outside traditional banking hours.

Have your account ready in 24h

Save money, effortlessly

Enjoy free transfer between XTransfer accounts and market-beating FX rates. NO account opening fees, NO maintenance fees. Boost your profitability by saving up to 10% in your deals.

Create your free account

Goodbye to hustle and bustle

Open multi-currency business accounts on our one-stop platform with just a click! Send and receive without amount limit — no more bank queues, no more lengthy paperwork. Transfer anytime, anywhere on your phone or laptop.

Getting started is just as simple
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One-stop solution for B2B trade payment

    XTransfer Business Account

    All-in-one business account covering 15+ currencies and 200+ countries/regions.

    Add Money

    Swift top-ups through domestic financial networks with convenient reporting to meet currency regulatory requirements.

    Receive Money

    Receive global payments in 15+ currencies quickly and cost-effectively, or in your local currency for free.

    Send Money

    • Secure payments to China suppliers' business/personal accounts

    • Instant transfers between XTransfer accounts

    • Global payments in local currencies

    Currency Exchange

    24/7 access to market-beating exchange rates and easy FX management.

Simplify global payments with competitive FX rates

Enjoy seamless currency exchange here, available 24/7. Our market-beating exchange rates save more for you by reducing hefty fees. Start using XTransfer now for smoother international transactions!

Unlocking international markets with ease

Serving over 200 markets and with offices in multiple locations, we are here to facilitate your global expansion with peace of mind.

550K+

Global users

200+

Markets covered

30+

Receiving accounts

No.1

World's Leading & China's No.1 B2B Cross-Border Trade Payment Platform*

$10Bn/Month

Total USD processed

550K+

Global users

200+

Markets covered

30+

Receiving accounts

No.1

World's Leading & China's No.1 B2B Cross-Border Trade Payment Platform*

$10Bn/Month

Total USD processed

Hear what our customers say

"I use XTransfer not only to pay my Chinese suppliers, but also to pay and get paid globally. This account alone solves all my needs."

Mr. Ortiz Felipe

Colombia

"As both an importer and exporter, I've found XTransfer to be invaluable in streamlining my payment processes. It has truly simplified international transactions for my business!"

Ms. Trịnh Thị Minh Kiều

Vietnam

"Cash flow has always been a big issue in export. It is secure and compliant to pay suppliers in mainland China through XTransfer, and the money arrives in no time."

Mr. Ryan Lee

Hong Kong SAR

"As a foreigner doing business in China, we face challenges in opening accounts and collecting payments through banks. XTransfer effectively solves this problem."

Mr. Ahmad John

Uzbekistan

"We have been exporting electronics from China to India for nearly 20 years. XTransfer is a great support for foreign trade entrepreneurs through efficient financial services."

Ms. Muskan Somaya

India

"Making payments has always been a challenging part in doing business between China and Africa. With XTransfer, I can now pay in local currency, which makes things a lot easier!"

Mr. Michael Fabiyi

Nigeria

"XTransfer is not merely an online platform. Its knowledgeable staff are highly supportive in facilitating legitimate money transfer, effectively minimizing the risk of account freezes to zero."

Mr. Eddie CHOU

Hong Kong SAR

Hear what our customers say

"I use XTransfer not only to pay my Chinese suppliers, but also to pay and get paid globally. This account alone solves all my needs."

Mr. Ortiz Felipe

Colombia

"As both an importer and exporter, I've found XTransfer to be invaluable in streamlining my payment processes. It has truly simplified international transactions for my business!"

Ms. Trịnh Thị Minh Kiều

Vietnam

"Cash flow has always been a big issue in export. It is secure and compliant to pay suppliers in mainland China through XTransfer, and the money arrives in no time."

Mr. Ryan Lee

Hong Kong SAR

"As a foreigner doing business in China, we face challenges in opening accounts and collecting payments through banks. XTransfer effectively solves this problem."

Mr. Ahmad John

Uzbekistan

"We have been exporting electronics from China to India for nearly 20 years. XTransfer is a great support for foreign trade entrepreneurs through efficient financial services."

Ms. Muskan Somaya

India

"Making payments has always been a challenging part in doing business between China and Africa. With XTransfer, I can now pay in local currency, which makes things a lot easier!"

Mr. Michael Fabiyi

Nigeria

"XTransfer is not merely an online platform. Its knowledgeable staff are highly supportive in facilitating legitimate money transfer, effectively minimizing the risk of account freezes to zero."

Mr. Eddie CHOU

Hong Kong SAR

Ready to start your XTransfer journey?

Join our 550,000+ business users today.

Contact our professional service team to learn more or create account online for free.