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It all started with a wish to help
  • XTransfer was established to address the challenges faced by SMEs in accessing cross-border payment solutions. Due to the compliance concerns and system constraints of traditional bank, SMEs faced significant hurdles in accessing international financial services, struggling with hefty fees for international money transfers and currency exchanges, often coupled with poor service.
  • Our founder was frustrated by the fact that SMEs, a crucial part of China's economy, had limited access to tailored financial services from traditional institutions.
  • Motivated by a strong desire to help these businesses, he decided to leave his previous role and venture into uncharted territory. After countless hours of brainstorming and passionate discussions, he assembled a dream team of industry veterans. This marked the start of XTransfer’s story, which has since grown to become a unicorn with over 2,000 staff members.
Our mission
Making SME financial services simple and accessible

XTransfer today

XTransfer has developed a comprehensive global payment platform, underpinned by data-driven, automated, and intelligent risk management and anti-money laundering infrastructure.
Our extensive network of local teams now serve over 550,000 cross-border traders around the world.
As the world’s leading and China’s No.1 B2B Cross-Border Trade Payment Platform, we have earned the trust and support of visionary investors and world-renowned partners.
550K+
Global users
200+
Markets served
30+
Receiving accounts
No. 1
World's Leading & China's No.1 B2B Cross-Border Trade Payment Platform**
$10Bn/Month
Total USD processed
550K+
Global users
200+
Markets served
30+
Receiving accounts
No. 1
World's Leading & China's No.1 B2B Cross-Border Trade Payment Platform**
$10Bn/Month
Total USD processed
Our investors

Our licenses

UK

USA

HK

Canada

Australia

Florida, USA

Delaware, USA

Colorado, USA

UK

USA

HK

Canada

Australia

Florida, USA

Delaware, USA

Colorado, USA

Our milestones

2024
NOV
XTransfer participates the Singapore FinTech Festival; obtains 8 payment licenses in the U.S.
OCT
XTransfer joins in the Hong Kong FinTech Week.
MAR
Global version of the XTransfer mobile App for Android and iOS is officially launched.
JAN
XTransfer CEO attends Davos Meeting 2024.
2023
OCT
XTransfer joins the China Chamber of Commerce to the EU.
MAY
XTransfer sets up its Hong Kong office.
MAR
XTransfer goes global.
2022
MAR
Number of employees surpasses 2,000.
2021
SEP
Completion of Series D financing.
JAN
Completion of Series C2 financing.
2020
OCT
Completion of Series C1 financing.
2019
OCT
Completion of Series B financing.
SEP
XTransfer registers as an RSP in Australia.
2018
DEC
Multi-currency business account is launched.
OCT
XTransfer completes Series A financing; secures API license in the UK.
AUG
XTransfer registers as an MSB in the U.S. and Canada.
2017
OCT
XTransfer secures MSO license in Hong Kong.
JUL
XTransfer is founded in Shanghai, China.
2023
OCT
XTransfer joins the China Chamber of Commerce to the EU.
MAY
XTransfer sets up its Hong Kong office.
MAR
XTransfer goes global.
2022
MAR
Number of employees surpasses 2,000.
2021
SEP
Completion of Series D financing.
JAN
Completion of Series C2 financing.
2020
OCT
Completion of Series C1 financing.
2019
OCT
Completion of Series B financing.
SEP
XTransfer registers as an RSP in Australia.
2018
DEC
Multi-currency business account is launched.
OCT
XTransfer completes Series A financing; secures API license in the UK.
AUG
XTransfer registers as an MSB in the U.S. and Canada.
2017
OCT
XTransfer secures MSO license in Hong Kong.
JUL
XTransfer is founded in Shanghai, China.
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